Welcome to Coach Nikki M. This website is operated by Morton and Morton Consulting, LLC ("we," "us," or "our"). By accessing or using this Site, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using our Site.

If you do not agree to these terms, please do not use the Site.

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1. Use of This Website
This Site is intended for individuals who are 18 years of age or older. By using this Site, you represent and warrant that you are of legal age and have the authority to enter into these Terms.

You agree to use the Site for lawful purposes only and in a manner that does not infringe the rights of, restrict, or inhibit the use of the Site by any third party.

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2. Intellectual Property
All content on this Site—including but not limited to text, graphics, logos, images, videos, audio, downloads, and digital products—is the intellectual property of Morton and Morton Consulting, LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content without our express written permission.

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3. No Professional Advice
All content and services provided on this Site are for informational and educational purposes only and do not constitute professional legal, medical, psychological, financial, or therapeutic advice. Coaching services are not a substitute for licensed counseling, medical care, or legal services.

You are solely responsible for any decisions or actions you take based on the information provided.

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4. Payment and Refunds

All payments for services, plans, programs, digital products, and offerings provided by Morton and Morton Consulting, LLC are final and non-refundable.

Due to the nature of our work—which requires time, preparation, and delivery of intellectual and energetic resources—we do not offer refunds for any reason. We encourage you to consider your purchase mindfully and reach out with any questions before committing to ensure the offering aligns with your needs.

By submitting payment, you acknowledge and agree to this no-refund policy.

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5. User-Generated Content
You may have opportunities to post comments, testimonials, or other content. By submitting any content, you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, and display such content in connection with our business.

We reserve the right to remove any content at our sole discretion.

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6. Links to Third-Party Websites
Our Site may contain links to third-party websites. We are not responsible for the content, policies, or practices of any third-party websites and encourage you to review their terms and privacy policies.

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7. Limitation of Liability
To the fullest extent permitted by law, we disclaim all liability for any loss, injury, claim, liability, or damage of any kind resulting from your use of this Site or any information, services, or products obtained through the Site.

We make no warranties, express or implied, regarding the Site's availability, accuracy, or reliability.

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8. Indemnification
You agree to indemnify and hold harmless Morton and Morton Consulting, LLC, its officers, employees, contractors, and affiliates from any claims, liabilities, damages, and expenses (including legal fees) arising from your use of the Site or your violation of these Terms.

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9. Changes to These Terms
We reserve the right to update or modify these Terms at any time without notice. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

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10. Governing Law
These Terms and any disputes arising out of your use of the Site shall be governed by and construed in accordance with the laws of the state of Ohio without regard to conflict of law principles.

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11. Contact Us
If you have any questions about these Terms and Conditions, please contact us at:

Morton and Morton Consulting, LLC
coachnikki@coachnikkim.com
coachnikkim.com